Kate Chopin Analytical Essay †the Story of an Hour Essay

The Story of an Hour by Kate Chopin is a short yet complex story, describing Mrs Mallard’s feelings. It focuses on the unfolding emotional state of Mrs Mallard after the news of her husbands death, and has overflowing symbolism and imagery. It is an impressive literary piece that touches the readers’ feelings and mind and allows the reader to have a connection to Mrs Mallard’s emotional process. Although the story is short, it is complete with each word carrying deep sense and meaning. It is written in the 19th century, a time that had highly restrictive gender roles that forbade women to live as they saw fit. Mrs Mallard experiences something not everyone during this time has the luck to have; the happiness of freedom that the reader only understands at the end of the story. The author unfolds Mrs Mallards feelings in three stages; firstly moving quickly to grief, then to a sense of newfound freedom, and finally to despair over the loss of that freedom. To create the story, Chopin uses an abundance of literary elements, including imagery, personification, and similes, and also makes use of the social expectations of her time. In the beginning of the story the reader is told that Mrs Mallard suffers from a heart condition, and news of her husband’s death is brought to her â€Å"as gently as possible† (158). Mrs Mallard’s sister, Josephine, and her husbands friend Richards break the news, believing Mrs Mallard would be upset and that the news could make her condition worsen. During the 19th century, most women when in Mrs Mallard’s situation would wait until they were in private before breaking their composure. Mrs Mallard however, â€Å"wept at once, with sudden, wild abandonment† (158). The reader expects Mrs Mallard to be upset at the news of her husbands death, and worries that with her heart trouble the sad news may worsen her condition. However, her reaction to the news is just the first emotional response to the news, without deep comprehension of what has happened and how it will change her life. Chopin shows us how Mrs Mallard, little by little, comes to realise it and what helps her to understand it. After composing herself Mrs Mallard goes to her room and â€Å"there stood, facing the open window, a comfortable, roomy armchair. Read Also:  Analytic Rubric for Essay Writing Into this she sank† (158). Reading this readers realise something turns the story to a more positive and reassuring way. How does Chopin create this effect? Chopin uses imagery and creates the comfortable setting so that the reader can become more in tune with Mrs Mallards situation and feelings. By allowing thereader to see two things â€Å"a comfortable, roomy armchair† which symbolises security and comfort in spite of Mr Mallards death, and â€Å"the open window† that symbolises a connection to the world and life continuing. In the fifth paragraph Chopin emphasises the feelings of comfort and security even more, and creates more details and fresh elements for the new and positive turn in the story. The reader is told that Mrs Mallard, through the window, can see â€Å"tops of trees that were all aquiver with the new spring life,† (158) and that â€Å"the delicious breath of rain was in the air. In the street bellow a peddler was crying his wares. † (158). These parts, also an example of imagery by setting the scene outside of the house, show the reader that Mrs Mallard is reconnecting with the world. Sitting in that armchair she starts to hear sounds and smell scents that she didn’t before; things we take for granted and only appreciate when we’re happy. Did she really not notice these everyday occurrences until after her husband’s death? In the next paragraph Chopin gives us more details of these changes, emphasizing it but not telling the reader why she didn’t notice until now. Careful readers, however, understand the deep sense of the words about the â€Å"patches of blue sky showing here and there through the clouds that had met and piled one above the other† (158). These words aren’t there just to take up space. They are details that make the reader feel the growth of Mrs Mallard’s excitement and let us understand that the blue sky is a symbol of the freedom and future life for Mrs Mallard. In paragraph eight, Chopin begins to use personification as well as imagery. Mrs Mallard â€Å"young, with a fair, calm face† (158) is sitting in the armchair with a â€Å"dull stare in her eyes† (158) which â€Å"indicated of intelligent thought† (158). Reading this, the reader can form an idea of what Mrs Mallard looks like, and we understand that there’s something going on in Mrs Mallards head, something changing everything in her mind. Mrs Mallard is still struggling to figure it out but â€Å"she felt it, creeping out of the sky, reaching towards her through the sounds, the scents, the color that filled the air†. From this we understand that she is beginning to realise it, and her soul is beginning to fill with happiness of freedom, which is in all the sounds, smells and things she sees. For one moment, however, she is somewhat afraid of feeling happy about her freedom and â€Å"she was striving to beat it back with her will† (159). This shows that Mrs Mallard is a â€Å"product† of her time, and is striving to feel what is socially accepted. She realizes that society would determine her thoughts of freedom inappropriate, but she can’t stop herself from feeling that way. However, â€Å"she knew that she would weep again when she saw the kind, tender hands folded in death† (159), but it’s just a reaction, one that society expects her to have, and one that many have when dealing with the death of someone they know. Chopin makes it quite clear that Mr Mallard loved Mrs Mallard, â€Å"the face that had never looked save with love upon her† (159). Mrs Mallards own feelings are also described, and it’s clear that she doesn’t share her husbands feelings â€Å"she loved him – sometimes. Often she did not† (159). This kind of direct and simple language is used to describe things that Mrs Mallard isn’t emotional about, thus the language would indicate, as much as the actual words do, that Mrs Mallard didn’t have strong feelings for her husband. After all, what can compare to â€Å"a long procession of years that would belong to her absolutely† (159). This is where Chopin finally gives a reason as to why Mrs Mallard feels this way about her husbands death. â€Å"There would be no one to live for her during these coming years: she would live for herself. There would be no powerful will bending hers in that blind persistence with which men and women believe they have a right to impose† (159). This shows the reader a picture of Mrs Mallards family life. She was unhappy with her husband because she couldn’t have her own opinion and she couldn’t show her own will to do something, which is why she is happy to be free of her marriage. Back in the 19th century, society would not accept a divorced woman, but it would accept widows. Mrs Mallard is estatic, realising that she was now free from her husband, and still has a place in society. â€Å"Free, body and soul free! † (159). Reading these words the reader shares with Mrs Mallard her feelings, excitement and hopes. At this point the readers have fixated mostly on Mrs Mallard and the sudden reintroduction of Josephine, brings the reader back to reality. Josephine, kneeling outside the door, now looks ridiculous to the reader as she implores Mrs Mallard with her words of â€Å"open the door – you will make yourself ill† (159). Because Mrs. Mallard, who is a woman, who had numerous years under her husband’s will, finally gets an absolutely freedom, a miraculous freedom, which she even didn’t hope to get the day before, but her sister is far from understanding it, and is in fact worrying that her sister is grief stricken. Mrs Mallard eventually gives in to her sisters worried begging, and expecting â€Å"spring days, and summer days, and all sorts of days that would be her own† (159), leaves the room â€Å"a goddess of Victory† (159). Here Chopin uses a simile to describe how calm and happy Mrs Mallard is now, free of all the negatives of her marriage. This point, at first look, seems to be the highest culminating moment of the whole story. And this is where Chopin’s creativity truly comes into play. Chopin prepared the main culmination right at the end, in the three final paragraphs. Mrs Mallards husband opens â€Å"the front door with a latchkey† (160). He enters â€Å"a little travel-stained, composedly carrying his gripsack and umbrella† (160). He is carrying it â€Å"composedly†, because although his name is on the list of those who died, he is unaware of the train accident reported at the beginning of the story. Adding to the irony is â€Å"Josephine’s piercing cry† and â€Å"Richards’ quick motion to screen him from the view of his wife† (160). It is said that Mrs Mallard dies â€Å"of a joy that kills† (160). These words carry the complete opposite meaning than they read. The reader understands that the doctors are wrong, thinking that she dies from happiness of seeing her husband alive. Rather, the reader feels that she dies from total disappointment of the loss of the freedom she so recently gained and experienced, even just for an hour. This hour, spent in a comfortable armchair in front of an open window, made her feel happy and free, and made her understand the sense of her being, and it was the only real hour of her life. In The Story of an Hour, Kate Chopin used many subtle literary elements to create depth in her story. By using imagery she allows the reader to get a sense of the characters surroundings while adding to the story. In using similes Chopin can express the characters feelings in different ways, instead of just telling the reader how Mrs Mallard feels. With her use of personification, Chopin allows the reader to better understand what Mrs Mallard looked like, while keeping her physique vague and without going into too much detail. By creating a sudden and a strong ironic twist at the end, Chopin allows the story to contradict itself in ways the reader wouldn’t expect. In the beginning, the readers are worried that Mrs Mallard’s heart condition will worsen at the news of her husbands death, but in the end it’s disappointment of the fact that he doesn’t actually die that causes her heart to fail. The main theme of the story, longing for freedom and how it felt to finally feel free, is expressed in a  way that is both entertaining and allowed the reader to feel connected to the character. By having Mrs Mallard die of a â€Å"heart disease†, it symbolises that Mrs Mallard felt of marriage as a â€Å"disease† and that it was constraining. The main point of the story is that freedom is a prize possession in Mrs Mallards life and that to loose it again so quickly after gaining it is more than she can bare. Bibliography: Charters, Ann â€Å"The Story and Its Writer: An Introduction to Short Fiction, Seventh Edition (2009 MLA Update)†, Boston, Bedford/St. Martin’s, 2007.

The Host Chapter 37: Wanted

There was a pattern to the wins. If Jared and Kyle played together, they won. If Jared played with Ian, then that team would win. It seemed to me that Jared could not be defeated, until I saw the brothers play together. At first it seemed to be a strained thing, for Ian at least, playing as teammates with Kyle. But after a few minutes of running in the dark, they fell into a familiar pattern-a pattern that had existed since long before I'd come to this planet. Kyle knew what Ian would do before Ian did it, and vice versa. Without having to speak, they told each other everything. Even when Jared pulled all the best players to his side-Brandt, Andy, Wes, Aaron, Lily, and Maggie as goalie-Kyle and Ian were victorious. â€Å"Okay, okay,† Jeb said, catching Aaron's goal attempt with one hand and tucking the ball under his arm. â€Å"I think we all know the winners. Now, I hate to be a party pooper, but there's work waiting†¦ and, to be honest, I'm bushed.† There were a few halfhearted protests and a few moans, but more laughter. No one seemed too upset to have the fun end. From the way a few people sat down right where they were and put their heads between their knees to breathe, it was clear Jeb wasn't the only one who was tired out. People began to drift out in twos and threes. I scooted to one side of the corridor's mouth, making room for them to pass, probably on their way to the kitchen. It had to be past time for lunch, though it was hard to mark the hour in this black hole. Through the gaps in the line of exiting humans, I watched Kyle and Ian. When the game was called, Kyle had raised his hand for a high five, but Ian had stalked past him without acknowledging the gesture. Then Kyle caught his brother's shoulder and spun him around. Ian knocked Kyle's hand away. I tensed for a fight-and it seemed like one at first. Kyle threw a punch toward Ian's stomach. Ian dodged it easily, though, and I saw that there was no force behind it. Kyle laughed and used his superior reach to rub his fist into Ian's scalp. Ian smacked that hand away, but this time he halfway smiled. â€Å"Good game, bro,† I heard Kyle say. â€Å"You've still got it.† â€Å"You're such an idiot, Kyle,† Ian answered. â€Å"You got the brains; I got the looks. Seems fair.† Kyle threw another half-strength punch. This time, Ian caught it and twisted his brother into a headlock. Now he was really smiling, and Kyle was cussing and laughing at the same time. It all looked very violent to me; my eyes narrowed, tight with the stress of watching. But at the same time, it brought to mind one of Melanie's memories: three puppies rolling on the grass, yapping furiously and baring their teeth as if their only desire was to rip out their brothers' throats. Yes, they're playing, Melanie confirmed. The bonds of brotherhood go deep. As they should. This is right. If Kyle really doesn't kill us, this will be a good thing. If, Melanie repeated morosely. â€Å"Hungry?† I looked up, and my heart stopped beating for a slightly painful moment. It seemed that Jared was still a believer. I shook my head. This gave me the moment I needed to be able to speak to him. â€Å"I'm not sure why, since I've done nothing besides sit here, but I'm just tired.† He held out his hand. Get a hold of yourself, Melanie warned me. He's just being courteous. You think I don't know that? I tried to keep my hand from shaking as I reached for his. He pulled me carefully to my feet-to my foot, really. I balanced there on my good leg, not sure how to proceed. He was confused, too. He still held my hand, but there was a wide space between us. I thought of how ridiculous I would look hopping through the caves, and felt my neck get warm. My fingers curled around his, though I wasn't really using him for support. â€Å"Where to?† â€Å"Ah†¦Ã¢â‚¬  I frowned. â€Å"I don't really know. I suppose there's still a mat by the ho-in the storage area.† He frowned back, liking that idea no better than I did. And then a strong arm was under my arms, supporting my weight. â€Å"I'll get her where she needs to go,† Ian said. Jared's face was careful, the way he looked at me when he didn't want me to know what he was thinking. But he was looking at Ian now. â€Å"We were just discussing where exactly that would be. She's tired. Maybe the hospital†¦?† I shook my head at the same time Ian did. After the past horrible days spent there, I didn't think I could bear the room I'd once misguidedly feared. Especially Walter's empty bed†¦ â€Å"I've got a better place for her,† Ian said. â€Å"Those cots aren't much softer than rock, and she's got a lot of sore spots.† Jared still held my hand. Did he realize how tightly he was gripping it? The pressure was starting to get uncomfortable, but he didn't seem aware. And I certainly wasn't going to complain. â€Å"Why don't you get lunch?† Jared suggested to Ian. â€Å"You look hungry. I'll take her wherever you had planned†¦?† Ian chuckled, a low, dark sound. â€Å"I'm fine. And honestly, Jared, Wanda needs a bit more help than a hand. I don't know if you're†¦ comfortable enough with the situation to give her that. You see -â€Å" Ian paused to lean down and pull me quickly up into his arms. I gasped as the movement tugged at my side. Jared didn't free my hand. My fingertips were turning red. â€Å"-she's actually had enough exercise for one day, I think. You go on ahead to the kitchen.† They stared at each other while my fingertips turned purple. â€Å"I can carry her,† Jared finally said in a low voice. â€Å"Can you?† Ian challenged. He held me out, away from his body. An offer. Jared stared at my face for a long minute. Then he sighed and dropped my hand. Ow, that hurts! Melanie complained. She was referring to the sudden lance of pain that shot through my chest, not the return of blood to my fingers. Sorry. What do you want me to do about it? He's not yours. Yes. I know that. Ow. Sorry. â€Å"I think I'll tag along,† Jared said as Ian, with a tiny, triumphant smile hovering around the edges of his mouth, turned and headed toward the exit. â€Å"There's something I want to discuss with you.† â€Å"Suit yourself.† Jared didn't discuss anything at all as we walked through the dark tunnel. He was so quiet, I wasn't sure he was still there. But when we broke out into the light of the cornfield again, he was right beside us. He didn't speak until we were through the big plaza-until there was no one around but the three of us. â€Å"What's your take on Kyle?† he asked Ian. Ian snorted. â€Å"He prides himself on being a man of his word. Usually, I would trust a promise from him. In this situation†¦ I'm not letting her out of my sight.† â€Å"Good.† â€Å"It will be fine, Ian,† I said. â€Å"I'm not afraid.† â€Å"You don't have to be. I promise-no one is ever going to do something like this to you again. You will be safe here.† It was hard to look away from his eyes when they blazed like that. Hard to doubt anything he said. â€Å"Yes,† Jared agreed. â€Å"You will.† He was walking just behind Ian's shoulder. I couldn't see his expression. â€Å"Thanks,† I whispered. No one spoke again until Ian paused at the red and gray doors that leaned over the entrance to his cave. â€Å"Would you mind getting that?† Ian said to Jared, nodding toward the doors. Jared didn't move. Ian turned around so we could both see him; his face was careful again. â€Å"Your room? This is your better place?† Jared's voice was full of skepticism. â€Å"It's her room now.† I bit my lip. I wanted to tell Ian that of course this wasn't my room, but I didn't get a chance before Jared began questioning him. â€Å"Where's Kyle staying?† â€Å"With Wes, for now.† â€Å"And you?† â€Å"I'm not exactly sure.† They stared at each other with appraising eyes. â€Å"Ian, this is -† I started to say. â€Å"Oh,† he interrupted, as if just remembering me†¦ as if my weight was so insignificant that he'd forgotten I was here. â€Å"You're exhausted, aren't you? Jared, could you get the door, please?† Wordlessly, Jared wrenched the red door back with a bit too much force and shoved it on top of the gray one. I now really saw Ian's room for the first time, with the noon sun filtering down through the narrow cracks in the ceiling. It wasn't as bright as Jamie and Jared's room, or as tall. It was smaller, more proportionate. Roundish-sort of like my hole, only ten times the size. There were two twin mattresses on the floor, shoved against opposite walls to make a narrow aisle between them. Against the back wall, there was a long, low wooden cupboard; the left side had a pile of clothes on top, two books, and a stack of playing cards. The right side was completely empty, though there were shapes in the dust that indicated this was a recent occurrence. Ian set me carefully down on the right mattress, arranging my leg and straightening the pillow under my head. Jared stood in the doorway, facing the passageway. â€Å"That okay?† Ian asked me. â€Å"Yes.† â€Å"You look tired.† â€Å"I shouldn't be-I've done nothing but sleep lately.† â€Å"Your body needs sleep to heal.† I nodded. I couldn't deny that it was hard to hold up my eyelids. â€Å"I'll bring you food later-don't worry about anything.† â€Å"Thank you. Ian?† â€Å"Yeah?† â€Å"This is your room,† I mumbled. â€Å"You'll sleep here, of course.† â€Å"You don't mind?† â€Å"Why would I?† â€Å"It's probably a good idea-best way to keep an eye on you. Get some sleep.† â€Å"Okay.† My eyes were already closed. He patted my hand, and then I heard him get to his feet. A few seconds later, the wooden door clunked softly against stone. What do you think you're doing? Melanie demanded. What? What did I do now? Wanda, you're†¦ mostly human. You must realize what Ian will think of your invitation. Invitation? I could see the direction of her thoughts now. It's not like that. This is his room. There are two beds here. There aren't enough sleeping areas for me to have my own space. Of course we should share. Ian knows that. Does he? Wanda, open your eyes. He's starting to†¦ How do I explain it so that you'll understand right? To feel about you†¦ the way you feel about Jared. Can't you see that? I couldn't answer for two heartbeats. That's impossible, I finally said. â€Å"Do you think what happened this morning will influence Aaron or Brandt?† Ian asked in a low voice from the other side of the doors. â€Å"You mean Kyle getting a bye?† â€Å"Yeah. They didn't have to†¦ do anything before. Not when it looked so likely that Kyle would do it for them.† â€Å"I see your point. I'll speak to them.† â€Å"You think that will be enough?† Ian asked. â€Å"I've saved both their lives. They owe me. If I ask them for something, they'll do it.† â€Å"You'd bet her life on that?† There was a pause. â€Å"We'll keep an eye on her,† Jared finally said. Another long silence. â€Å"Aren't you going to go eat?† Jared asked. â€Å"I think I'll hang out here for a bit†¦ How about you?† Jared didn't answer. â€Å"What?† Ian asked. â€Å"Is there something you want to say to me, Jared?† â€Å"The girl in there†¦Ã¢â‚¬  Jared said slowly. â€Å"Yes?† â€Å"That body doesn't belong to her.† â€Å"Your point?† Jared's voice was hard when he answered. â€Å"Keep your hands off it.† A low chuckle from Ian. â€Å"Jealous, Howe?† â€Å"That's not really the issue.† â€Å"Really.† Ian was sarcastic now. â€Å"Wanda seems to be, more or less, cooperating with Melanie. It sounds like they're almost†¦ on friendly terms. But obviously Wanda's making the decisions. What if it were you? How would you feel if you were Melanie? What if you were the one†¦ invaded that way? What if you were trapped, and someone else was telling your body what to do? If you couldn't speak for yourself? Wouldn't you want your wishes-as much as they could be known-respected? At the very least by other humans?† â€Å"Okay, okay. Point taken. I'll keep that in mind.† â€Å"What do you mean, you'll keep that in mind?† Jared demanded. â€Å"I mean that I'll think about it.† â€Å"There's nothing to think about,† Jared retorted. I knew how he would look from the sound of his voice-teeth clenched, jaw strained. â€Å"The body and the person locked inside it belong to me.† â€Å"You're sure that Melanie still feels the -â€Å" â€Å"Melanie will always be mine. And I will always be hers.† Always. Melanie and I were suddenly at opposite ends of the spectrum. She was flying, elated. I was†¦ not. We waited anxiously through the next silence. â€Å"But what if it were you?† Ian asked in little more than a whisper. â€Å"What if you were stuffed in a human body and let loose on this planet, only to find yourself lost among your own kind? What if you were such a good†¦ person that you tried to save the life you'd taken, that you almost died trying to get her back to her family? What if you then found yourself surrounded by violent aliens who hated you and hurt you and tried to murder you, over and over again?† His voice faltered momentarily. â€Å"What if you just kept doing whatever you could to save and heal these people despite that? Wouldn't you deserve a life, too? Wouldn't you have earned that much?† Jared didn't answer. I felt my eyes getting moist. Did Ian really think so highly of me? Did he really think I'd earned the right to a life here? â€Å"Point taken?† Ian pressed. â€Å"I-I'll have to think about that one.† â€Å"Do that.† â€Å"But still -â€Å" Ian interrupted him with a sigh. â€Å"Don't get worked up. Wanda isn't exactly human, despite the body. She doesn't seem to respond to†¦ physical contact the same way a human would.† Now Jared laughed. â€Å"Is that your theory?† â€Å"What's funny?† â€Å"She is quite capable of responding to physical contact,† Jared informed him, his tone suddenly sober again. â€Å"She's human enough for that. Or her body is, anyway.† My face went hot. Ian was silent. â€Å"Jealous, O'Shea?† â€Å"Actually†¦ I am. Surprisingly so.† Ian's voice was strained. â€Å"How would you know that?† Now Jared hesitated. â€Å"It was†¦ sort of an experiment.† â€Å"An experiment?† â€Å"It didn't go the way I thought it would. Mel punched me.† I could hear that he was grinning at the memory, and I could see, in my head, the little lines fanning out around his eyes. â€Å"Melanie†¦ punched†¦ you?† â€Å"It sure wasn't Wanda. You should have seen her face†¦ What? Hey, Ian, easy, man!† â€Å"Did you think for one moment what that must have done to her?† Ian hissed. â€Å"Mel?† â€Å"No, you fool, Wanda!† â€Å"Done to Wanda?† Jared asked, sounding bewildered by the idea. â€Å"Oh, get out of here. Go eat something. Stay away from me for a few hours.† Ian didn't give him a chance to answer. He yanked the door out of his way-roughly but very quietly-and then slid into his room and put the door back in its place. He turned and met my gaze. From his expression, he was surprised to find me awake. Surprised and chagrined. The fire in his eyes blazed and then slowly dimmed. He pursed his lips. He cocked his head to one side, listening. I listened, too, but Jared's retreat made no sound. Ian waited for another moment, then sighed and plunked down on the edge of his mattress, across from me. â€Å"I guess we weren't as quiet as I thought,† he said. â€Å"Sound carries in these caves,† I whispered. He nodded. â€Å"So†¦Ã¢â‚¬  he finally said. â€Å"What do you think?†

Bioethics Dissertation Example | Topics and Well Written Essays - 10000 words

Bioethics - Dissertation Example The main debate centres on whether and how bioethics should influence public policies to influence the some of the recent researches taking place in the arena of biotechnological sciences. Various groups see risks in these new scientific processes, their perceptions varying depending on their cultural, religious, and scientific background, governmental policies, and various other factors. The human genome project is one such area of study that has caused great concerns amongst the various social, religious, and scientific circles. The various social, legal, and ethical, implications of the new researches on the subject of human genetics have raised questions on the appropriateness of continuing in the future with such researches. This paper will explore the links between bioethics and the human genome project, and will study to find the appropriateness of this project in terms of ethical, moral, and religious values. Bioethics and the appropriateness of the human genome project 1 Met hodology All forms of undertaken research work consist of a fixed procedure, made up of a series of varying queries on the selected theme, that are systematic in nature. These systematic enquires enable the research scholar, to imbibe new knowledge on that particular theme. This thesis paper will comprise of both primary and secondary work, though the primary nature of the research work carried out in this paper is secondary research. Secondary research work generally tends to create a broader perspective for the concerned researcher to study and collect a large number of required data from various resources. The research process methodology as followed for this paper is based on the outline given by Graziano & Raulin, in their paper. Personal experience other’s research Initial idea procedures design study analysis Communication Interpretation Stimulating Others Research Fig: 3- Research process methodology by Graziano & Raulin, 2009, 40. The research paper is qualitative in nature and also uses an inductive and analytical method, which would make it easier for the researcher to come to a conclusion from various collected pieces of facts and evidences Summarily, this research process will consist of first locating all the relevant data and then studying and analyzing all the available data on this topic; then critical assumptions will be made from the gathered data; while, further supporting material will be collected to provide supporting evidence for all the opinions expressed and conclusions derived. 2 Discussion/analysis â€Å"It has not escaped our notice that the specific pairing we have postulated immediately suggests a possible copying mechanism for the genetic material† ~ Watson & Crick (1953) The advancement in medical sciences, biology, and technology, has brought about new procedures and developments that potentially have the capability of being both beneficial and harmful, to the living world. Bioethics as a subject is primarily con cerned with the various debates and controversies

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Discussion 1.1 - Essay Example She is going to have a clear and powerful plan on the management of water and its distribution. She is also a participant in the community meaning that she is a well cooperative person. Health and care is another key to be considered in the city because we need Maxine Gourley who is to be a director in matters of nursing and she is also has a family. She also understands services of the children and she is a pure Christian. She also cares about her environment because she was a top member of an environmental. Law and order is another important aspect to be considered in the country. Glen Edwards is a police chief who has experience and understands the city very well. He understands the city because of the 16 year living and experiencing the life of hustle. He is also a family man hence he understands the family problems that face the city people. He is against The city needs to have a clear communication and social environment that is very friendly. This needs someone educated and understands the communication very well. Eric is able to block leaders who are wanted and create a good communicating platform in the

Thinking Critically Essay Example | Topics and Well Written Essays - 250 words

Thinking Critically - Essay Example The delegates on the other hand failed to consider their state of the national issues and their importance to the public. Declaring the meeting confidential as a result implied a deviation from ethical values of transparency and respect for the rights of public to information access (Ruggiero, 2011). Critical thinking determines ethical issues through its control of human actions and beliefs depending on an individual’s understanding and hence belief. The press should inform the public. The delegates, on the other hand, want to secure their discussion. Need to inform and the need to ensure confidentiality of the meetings discussions are in conflict. There is also a conflict between personal ethics and profession. The society needs to equip itself with a mentality that appreciates critical thinking (Moore, 2010). Critical mentality helps curb any future appeal to the mass, in this case, the press. Critical approach to issues will enable the use of value-based ethical thinking to avoid conflict of obligations and the possible consequences of such counteracting needs (Ruggiero,

LEADERSHIP Assignment Example | Topics and Well Written Essays - 3000 words

LEADERSHIP - Assignment Example My MBA classes serve as my first real exposure to leadership styles and interaction with people of different cultures. At first, things feel awkward but as I learned more about the principles of leadership and human interaction, I begin to feel more at ease with the group. Given my experience, the three leadership skills that brings a lot of meaning to my life at this point are the skills in active listening, communicate assertively and influencing. Active listening is a very important skill that every leader should learn in order to understand their subordinates better and address their issues and concerns in the most appropriate manner. As for assertive communication, I believe that this still is very important because we all need to deal with certain issues that need to be addressed in certain manners. Influencing others on the other hand is a crucial skill that leaders need to master in order inspire others to follow us. In evaluating my leadership skills using the PDJ and feedba ck from my ground and some classmates, I realized that I need to develop the skills in asserting myself and influencing others. II. Evaluation of Leadership Behavior According to Kotter (1990), leadership involve several factors including setting direction, aligning people, motivating people and creating a culture of leadership. Koontz and O’Donnell (1959) describe leadership as â€Å"influencing people to follow in the achievement of a common goal† while Tannenbaum, R. , Weschler, I.R., and Massarik, F. (1959) define leadership as â€Å"interpersonal influence exercised in a situation and directed, through the communication process, toward the attainment of a specialised goal or goals.† Based on the definitions given, it can be surmised that leadership involves a complex and comprehensive approach to a given situation in order to achieve the desired goals. Based on my experience, leading a group is a complex process and there are a lot of things that one needs to consider in order to inspire people and achieve good results. Leadership styles vary from one person to another and for a leader to be effective; he or she needs to adopt a leadership approach that he or she is comfortable with. In my case, I have a clear vision of the future and understand the importance of clearly defining my development path in order to achieve my goals. By creating a sort of mind map and putting into context the kind plans that I have in order to reach my goal, I am better able to charter my courses of action. For instance, in an activity where my team had to work over the holiday season, I was able to visualize what my team needs to do over the holidays in order to achieve our goals. By visualizing the future tasks of the group and communicating my vision through text messages and emails to the members of my group, I was able to convey the right message to my team mates. Yes, some of my team mates feel that there are things that I need to improve in terms of planning and communication (see Appendix 9) but I believe that given the time constraints that we had, I was able to carry-on the task at based on my vision. In evaluating my leadership behaviour using my Personal Development Journal (PDJ) and the feedback from my peers, I

Trade Unions Should Care About Equality, Ecological Sustainability, Coursework

Trade Unions Should Care About Equality, Ecological Sustainability, and Democracy and Collaborate with Unions in Other Countries - Coursework Example In order to move progressively forward in improving global economic, ecological, and social conditions, a decrease in disuniting nationalism between trade unions is necessary. In capitalist economies, businesses gain profit from exploiting the time of the workers. Because capitalist systems exist in a dynamic balancing act of dividing profit based on time between workers and their employers, wherein business strive to maximize their profit often resulting in poor wages and benefits for the individual, trade unions are a natural response to the pressures of this type of economic system (Yates, 2003, p. 203). Trade unions help to maintain high levels of employment and real income for skilled workers within a nation, though traditionally little international cooperation has existed. In the post-Second World War period economic boom, many trade unions were repressed by political forces. In the United States, these entities attempted to generate employer loyalty during the Cold War, resulting in the creation of labor-leader-statesmen that were unprepared for the struggles the working class would undergo after the economic boom (Yates, 2003, p.230-231). In developing nations, such as India, labor unions remain ineffective often because of the large portions of those unemployed, those marginally employed, and those employed in extremely poor conditions (Yates, 2003, p. 231). Some progress has been made by organizations such as the International Confederation of Free Trade Union in uniting multinational trade unions (Camdessus, 1996). Globalization is a force that cannot be fought, and trade unions must learn to function across national boundaries in the new global economy. Equality within an economy and between different nations is an important issue for trade unions.  

Character analysis with Character questionnaire (FRANK COSTELLO in THE Essay

Character analysis with Character questionnaire (FRANK COSTELLO in THE DEPARTED(2006)) - Essay Example He will not hesitate to kill his people no matter how many are they if they double cross him or if they become a snitch of the police. He narrated that there was a time he killed everybody because they are putting his business in danger by conniving with the police. Frank Costello is a â€Å"smart guy† which means he got his education in the streets rather in the university. He is a street smart guy rather than a â€Å"book smart† guy. The way he quizzes Billy shows his experience in the street such as when he asked if â€Å"William† is trying to tell him something when Bill shows resistance with how he quizzes him. Instead however of being threatened, he liked the guy which also shows that Frank likes strong people to be around him. Frank Costello’s childhood and background is not clear in the script but it can be inferred that he grew up in the streets and did not only survive but also prevailed to become the leader of a syndicate Frank Costello is already an experienced man. In the line 106 where he said â€Å"Tell the truth, I dont need pussy any more,but I still like it† is really a figure of speech that he had been through it all and is no longer motivated by beautiful women and money. It is also an indication that Frank Costello is an accomplished man and had all the women and money that anyone could desire. With regard to money, he already had it early in life when he had the â€Å"milk money† of Archie in the third grade. Having all those experiences, Frank Costello is already careful about the business. He knows what snitches can do to him and the business and is doing everything he could to identify and weed them out. He is already old and do not want to spend retirement in jail. This explains why he took the time to quiz Bill in the bar and how serious he is in dealing with traitors. The way Frank Costello quizzes Bill showed his acumen in dealing with people as well as in extracting information

Erupted Material Essay Example for Free

Erupted Material Essay Another way of classifying volcanoes is by the composition of material erupted (lava), since this affects the shape of the volcano. Lava can be broadly classified into 4 different compositions (Cas Wright, 1987): * If the erupted magma contains a high percentage (63%) of silica, the lava is called felsic. * Felsic lavas (dacites or rhyolites) tend to be highly viscous (not very fluid) and are erupted as domes or short, stubby flows. Viscous lavas tend to formstratovolcanoes or lava domes. Lassen Peak in California is an example of a volcano formed from felsic lava and is actually a large lava dome. * Because siliceous magmas are so viscous, they tend to trap volatiles (gases) that are present, which cause the magma to erupt catastrophically, eventually forming stratovolcanoes. Pyroclastic flows (ignimbrites) are highly hazardous products of such volcanoes, since they are composed of molten volcanic ash too heavy to go up into the atmosphere, so they hug the volcanos slopes and travel far from their vents during large eruptions. Temperatures as high as 1,200 Â °C are known to occur in pyroclastic flows, which will incinerate everything flammable in their path and thick layers of hot pyroclastic flow deposits can be laid down, often up to many meters thick. Alaskas Valley of Ten Thousand Smokes, formed by the eruption of Novarupta near Katmai in 1912, is an example of a thick pyroclastic flow or ignimbrite deposit. Volcanic ash that is light enough to be erupted high into the Earths atmosphere may travel many kilometres before it falls back to ground as a tuff. If the erupted magma contains 52–63% silica, the lava is of intermediate composition. * These andesitic volcanoes generally only occur above subduction zones (e. g. Mount Merapi in Indonesia). * Andesitic lava is typically formed at convergent boundary margins of tectonic plates, by several processes: * Hydration melting of peridotite and fractional crystallization Sarychev Peak eruption, Matua Island, oblique satellite view * Melting of subducted slab containing sediments[citation needed] * Magma mixing between felsic rhyolitic and mafic basaltic magmas in an intermediate reservoir prior to emplacement or lava flow. If the erupted magma contains 45% silica, the lava is called mafic (because it contains higher percentages of magnesium (Mg) and iron (Fe)) orbasaltic. These lavas are usually much less viscous than rhyolitic lavas, depending on their eruption temperature; they also tend to be hotter than felsic lavas. Mafic lavas occur in a wide range of settings: * At mid-ocean ridges, where two oceanic plates are pulling apart, basaltic lava erupts as pillows to fill the gap; * Shield volcanoes (e. g. the Hawaiian Islands, including Mauna Loa and Kilauea), on both oceanic and continental crust; * As continental flood basalts.

Marketing Strategies In Life Insurance Services Marketing Essay

Marketing Strategies In Life Insurance Services Marketing Essay The study is designed to evaluate the marketing strategies in life insurance service sector how these strategies boost sales marketability of a product which ultimately lead to customer satisfaction. The insurance scenario faces multiple challenges such as increased costs of operation, regulatory pressures, and inflexible technology infrastructure. These pressures are compounded by low to moderate premium growth the increasing burdens of regulatory compliance. Keeping all the above problems around the study would attempt to study all the factors that contributed to the effective marketing strategies. This paper presents different marketing strategies that are taken up in life insurance services keeping in view external and internal environment of the firm. Marketing strategy is the basic approach that the business units will use to achieve its objectives, and it consists of broad decisions on target markets, market positioning and mix, and marketing expenditure levels. As the finan cial services sector has become more competitive, financial institutions need to consider ,ways of developing relationships with their existing customers in order to defend their market share. Strategic dimension of marketing should focus on the direction that an organization would take in relation to a specific market or set of markets in order to achieve a specified set of objectives. Every insurer must recognize that its strategic posture depends partly on the competitive environment, partly on its allocation of marketing resources. An insurance firm strategy is a plan for action that determines how an insurer can best achieve its goals and objectives in the light of the existing pressures exerted by competition, on the one hand, and its limited resources on the other hand. Key words: Customer satisfaction,Insurance,Innovation,Marketing Strategies,Services, Introduction: In todays economy, the financial services industry is exposed to increasing performance pressures and competitive forces (Goergen, 2001). Modern media, such as the internet, have created new challenges for this industry (Fuchs, 2001).New business concepts, a change in client sophistication (Davis, 2006), and anincreasing number of new competitors entering into the market, such as independent financial consultants, have changed the business models and the competitive forces that established financial services organizations are facing today worldwide.A marketing strategy serves as the foundation of a marketing plan. A marketing plan contains a list of specific actions required to successfully implement a specific marketing strategy. A strategy is different than a tactic. While it is possible to write a tactical marketing plan without a sound, well-considered strategy, it is not recommended. Without a sound marketing strategy, a marketing plan has no foundation. Marketing strategies serve as the fundamental underpinning of marketing plans designed to reach marketing objectives. It is important that these objectives have measurable results.A good marketing strategy should integrate an organizations marketing goals, policies, and action sequences (tactics) into a cohesive whole. The objective of a marketing strategy is to provide a foundation from which a tactical plan is developed. This allows the organization to carry out its mission effectively and efficiently. The following techniques are implemented to device the Marketing Strategy for the product/service: Segmentation Targeting Positioning Market segmentation is the process in marketing of grouping a market (i.e. customers) into smaller subgroups. This is not something that is arbitrarily imposed on society: it is derived from the recognition that the total market is often made up of submarkets (called segments). These segments are homogeneous within (i.e. people in the segment are similar to each other in their attitudes about certain variables). Because of this intra-group similarity, they are likely to respond somewhat similarly to a given marketing strategy. That is, they are likely to have similar feeling and ideas about a marketing mix comprised of a given product or service, sold at a given price, distributed in a certain way, and promoted in a certain way. Segmentation: Market segmentation is widely defined as being a complex process consisting in two main phases: identification of broad, large markets Segmentation of these markets in order to select the most appropriate target markets and develop marketing mixes accordingly. Positioning: Simply, positioning is how your target market defines you in relation to your competitors.   A good position is: 1. What makes you unique? 2. This is considered a benefit by your target market   Positioning is important because you are competing with all the noise out there competing for your potential fans attention.   If you can stand out with a unique benefit, you have a chance at getting their attention.   It is important to understand your product from the customers point of view relative to the competition.   Targeting: Targeting involves breaking a market into segments and then concentrating your marketing efforts on one or a few key segments. Target marketing can be the key to a small businesss success. The beauty of target marketing is that it makes the promotion, pricing and distribution of your products and/or services easier and more cost-effective. Target marketing provides a focus to all of your marketing activities. Marketing Mix: Marketing professionals and specialist use many tactics to attract and retain their customers. These activities comprise of different concepts, the most important one being the marketing mix. There are two concepts for marketing mix: 4P and 7P. It is essential to balance the 4Ps or the 7Ps of the marketing mix. The concept of 4Ps has been long used for the product industry while the latter has emerged as a successful proposition for the services industry. The 7Ps of the marketing mix that are used to frame marketing strategies of life insurance companies can be discussed as: Product It must provide value to a customer but does not have to be tangible at the same time. Basically, it involves introducing new products or improvising the existing products. A product means what we produce. If we produce goods, it means tangible product when we produce generate services, it means intangible service product. A product is both what a seller has to sell buyer has to buy. So, insurance companies sell services services are their products. Apart from life insurance as product, customer not only buys product but also services in the form of assistance advice of agent. It is natural that customers expect reasonable returns for their investments insurance companies want to maximize their profitability. Hence while deciding the product mix services or schemes should be motivational. Price Pricing must be competitive and must entail profit. The pricing strategy can comprise discounts, offers and the like. The pricing of insurance products not only affects the sales volume and profitability but also influences the perceived quality in the minds of the consumers. There are several different methods for pricing insurance, based on the insurance marketers corporate objectives. They are the survival approach, the sales maximization approach, and the profit maximization approach. To determine the insurance premium, marketers consider various factors such as mortality rate, investment earnings, and expenses, in addition to the individual risk profile based on age, health, etc., and the time period/ frequency of payment. In insurance business the pricing decisions are concerned with: -The premium charged against policies -The interest charged for defaulting the payment of premium credit facility. -Commission charged for underwriting consultancy activities. The pricing decisions may be high or low keeping in view the level or standard of customers or the policyholders. Mainly, pricing of insurance is in the form of premium rates. The three main factors used for determining the premium rates under a life insurance plan are mortality, expense interest. The pricing of insurance is in form of premium rates. The three main factors for determining the premium rates under life insurance plan are: Mortality: Average death rates in a particular area. Expenses: The cost of processing, commission to agents, registration is all incorporated into the cost of installments premium sum forms the integral part of pricing strategy. Interest: The rate of interest is one of the major factors which determine peoples willingness to invest in insurance. People would not be willing to put their funds to invest in insurance business if the interest rates provided by other financial instruments are higher than the perceived returns from the insurance premiums. Place It refers to the place where the customers can buy the product and how the product reaches out to that place. This is done through different channels, like Internet, wholesalers and retailers. This component of marketing mix is related to two important facets- -Managing the insurance personnel -Locating a branch The management of insurance personal should be done in such a way that gap between the services promises-services offered is bridged over. In a majority of service generating organizations, such a gap is found existent which has been instrumental in making down the image problem .The insurance personnel if not managed properly would make all efforts insensitive. They are required to be given adequate incentives to show their excellence. They should be provided intensive trainings to focus mainly on behavioral management. Another important dimension to the place mix is related to the location of insurance branches. While locating branches, branch manager needs to consider the number of factors such as smooth accessibility, availability of infrastructural facilities and management of branch offices and premises. Thus place management of insurance premises needs a new vision, distinct approach an innovative style. The branch managers need professional excellence to make place decisions productive. Promotion It includes the various ways of communicating to the customers of what the company has to offer. It is about communicating about the benefits of using a particular product or service rather than just talking about its features. The insurance services depend on effective promotional measures, so as to create impulsive buying. Promotion comprises of advertising other publicity tactics. The promotion is a fight not only for market share, but also for mind share. The insurance services depend on effective promotional measures, so as to create impulsive buying. Promotion comprises of advertising other publicity tactics. Due attention should be given in selecting the promotional tools. Personnel should be given adequate training for creating impulsive buying. People People refer to the customers, employees, management and everybody else involved in it. It is essential for everyone to realize that the reputation of the brand that you are involved with is in the peoples hands. Understanding the customer better allows to design appropriate products. Being a service industry which involves a high level of people interaction, it is very important to use this resource efficiently in order to satisfy customers.Training, development strong relationships with intermediaries are the key areas to be kept under consideration. Process It refers to the methods and process of providing a service and is hence essential to have a thorough knowledge on whether the services are helpful to the customers, if they are provided in time, if the customers are informed in hand about the services and many such things. The process should be customer friendly in insurance industry. The speed accuracy of payment is of immense importance. The processing method should be easy to convenient to the customers. Installment schemes should be streamlined to cater to the ever growing demands of the customers. IT Data warehousing will smoothen the process flow. IT will help in servicing the large no. of customers efficiently and bring down overheads. Technology can either complement or supplement the channels of distribution cost effectively. It also helps to improve customer service levels helps to find out profitability potential of various customers product segments. Physical (evidence) It refers to the experience of using a product or service. When a service goes out to the customer, it is essential that you help him see what he is buying or not. For example- brochures, pamphlets etc serve this purpose. Evidence is a key element of success for all insurance companies. Physical evidence can be provided to insurance customers in the form of policy certificate and premium payment receipts. The office building, the ambience, the service personnel etc. of the insurance company and their logo and brand name in advertisements also add to the physical evidence. To reach a profitable mass of customers, then new distribution avenues alliances will be necessary.Initally insurance was looked upon as a complex product with a high advice service component. Buyers prefer a face to face interaction they place a high premium on brand names reliability. Review of literature: Sankaran M (1999) studied the measures that would help domestic players in financial services sector to improve their competitive efficiency, and thereby to reduce the transaction costs. The study found that the specific set of sources of sustainable competitive advantage relevant for Financial Service Industry are: product and process innovations, brand equity, positive influences of Communication Goods ,corporate culture, experience effects, scale effects, and information technology. Trevor Watkins (1989) while studying the current state of the financial services industry worldwide identified four major trends: the trend towards financial conglomeration, globalization , information technology in service marketing; and new approaches to financial services marketing. These trends, it was concluded, will affect the marketing of banks and other financial services in the 1990s. Marisa Maio Mackay (2001) examined whether differences exist between service and produc t markets, which warrant different marketing practices by applying ten existing consumer based measures of brand equity to a financial services market. The results found that most measures were convergent and correlated highly with market share in the predicted direction, where market share was used as an indicator of brand equity. Brand recall and familiarity, however, were found to be the best estimators of brand equity in the financial services market. P. Kotler rightly states that a companys marketing strategy depends on many factors, one of which is its size and position in the market. From this assertion he suggests that one method of classifying marketing strategies is to place the firm in accordance with its competitive position; namely as to whether they are market leaders, challengers, followers, or nichers. In effect these are behavioural strategies ordered in relation to the companys market share. Impetus for marketing strategy: India is a jumbo-sized opportunity for life insurance need hardly belaboured. Here is a nation of a billion people, of whom merely 100 million people are insured. And, significantly, even those who do have insurance are grossly underinsured. The emerging middle class population, growing affluence and the absence of a social security system combine to make India one of the worlds most attractive life insurance markets. No matter how you look at it whether in terms of life insurance premiums as a percentage of GDP or premium per capita the market is under penetrated and people are under-insured. In a country where there is high unemployment and where social security systems are absent, life insurance offers the basic cover against lifes uncertainties. India has traditionally been a savings-oriented country and insurance plays a critical role in the development of the Indian economy. The role of insurance in the economy is vital as it able to mobilize p remium payments into long-term investible funds. As such, it is a key sector for development. So marketing strategies are important and inevitable phenomenon to tap huge untapped potential. Effective selling of insurance policies depends to a large extent on the marketing strategies selected. As the market for insurance is dynamic and accompanied by rapid changes in the environment due to advancements in technology and uncertain economic conditions, coupled with inflation, increased attention must be given in the future to the selection of marketing strategies. Components of marketing strategies: Pricing Personal selling Advertising Word of mouth selling Institutional image Quality control Marketing orientation New approaches to strategize the productization of life insurance services: Latest tools and techniques are used by marketers of life insurance products to boost the sales to ensure customer satisfaction and brand building. Some are the approaches to survive in this scenario are as under: Innovation: Innovation in the delivery system refers to the internal organizational arrangements that have to be managed to allow service workers to perform their job properly, and to develop and offer innovative services. All the insurance companies have a structured internal organization team with customer service teams for the delivery of the service. Extensive training is given to the service contact personnel who are called the financial consultants or Agent advisers. Service development, service design and delivery are intricately intertwined. All parties involved in any aspect of the new service must work together at this stage to delineate the details of the new service. (Valarie A Zeithmal and Mary Jo Bitner, 2003). The need and importance of the customers involvement in the service innovation process is considered to be of prime importance by all the life insurance companies as the current market for life insurance is customer centric. They also express their opinion that t he new services developed currently are based on customer focus. The degree of involvement of the customer has gradually increased in the last five years. In the last two years customers are involved in the new service process as information providers. Product/Service differentiation: In case of product differentiation, new products, customized products, tailored products, bundled products can be introduced and new target segments can be identified. For example, life, health and personal accident insurance can be bundled together. Similarly Home Loan and insurance covering fire and burglary can be put together. The life insurance companies provides only packaged policies whereas new players have been providing several Riders. Rider in insurance parlance is an option that gives the policyholder additional coverage without disturbing the fundamental risk coverage. The service in the field of life insurance has improved greatly with the entry of multinationals and rising competition. The customer should have the option to continue or to switch over or to come out of the given policy. The service in the field of life insurance has improved greatly with the entry of multinationals and rising competition. The customer should have the opt ion to continue or to switch over or to come out of the given policy. Advertising and sales promotion: Advertising and publicizing have a positive effect on the prospective customers as well as personal selling. Both the direct and indirect strategies have to be balanced and mixed well to get the desired result. Discounts and incentives promised along with the policy have to be presented in detail to the customers. The companies must provide a tangible and rational reason to the customers to buy a particular policy. Unity and honesty must be maintained by the company and the frontline executives at any cost to attract the customers in the long term. Various creative and innovative strategies should be developed to promote various different life insurance policies. Finding an ideal mix of customers with high disposable income and targeting them with specific policies is another good promotional strategy. Life insurance may be one of the most difficult products to sell, but with an effective promotional strategy it can be sold easily. Technology: Information Technology progress is a major driver behind the structural change in the Life insurance industry to enhance risk transfer efficiency. Ebusiness opens up new ways to reduce costs while lowering market entry barriers and facilitating the break-up of the traditional insurance value chain. Insurance clients will benefit from greater transparency, lower prices and improved services not just in the sales area, but also in claims management. New information and communication technologies are making it easier for insurers to break up the value chain and outsource individual functions to specialized providers. In the long-term basis the information technology units control the potential for new service delivery since all new products represent a more sophisticated delivery of the service. Although it is argued that service innovations are often non technological, this is still the center of much analysis and debate (Kandampully, 2002). Customer relationship management: Insurance companies experiencing competition from within and abroad. Making this problem-situation into an opportunity lies always on the prudent management adopting or adapting tactics and strategies. In line of this, customer relationship management is a measure of winning competitiveness as it is the information-driven approach to customer analysis and process automation; and thereon supplement customer-value proposition. An action on tangible services prompt and accurate issue of document, prompt and fair settlement of claim ,good listening mechanism, better problem solving approach, reliable manner of service and meet requirement of customers on time every time in lieu of intangible promises would give utmost satisfaction to customers, the customer relationship management provides better service to the insured protecting him against perils or risks and the insurer enabling to retain the existing customers and bringing in new customers in his a mbit of business Distribution channels: The distribution network is most important in insurance industry. Insurance is not a high cost industry like telecom sector. Therefore it is building its market on goodwill and access on distribution network. We cannot deny that insurance are not bought, it is sold. The market has a great scope to grow. This can be better done by more innovative channels like a super market, a bank, a post office, an ATM, departmental store etc. these could be used to increase channels of insurance. But such growth in channels shall increase with time. Till then agents seem to be the most important distribution channel in this industry. Agents connect with people and influence them to buy any insurance policy. For the same such agents charge commission on the policies they get for the company. There is a fixed percentage of commission for which these agents work. In the field of distribution channels, many innovative techniques can be adopted. For example, Bancassurance and sel ling through postal network will make a great deal of difference. In Europe 25 percent of insurance policies are sold through banks. Bancassurance, as a package of financial services that can fulfill both banking and insurance needs, if implemented correctly can bring vast benefits to stakeholders such as banks, insurance companies, shareholders and consumers.Bancassurance will facilitate mass selling of insurance products through banks. Banks can act as large financial supermarkets. Distribution of insurance will be smoother through wider number of branches of the banks. Customer database, personalized service, rural penetration, cross-selling of products (e.g. car loan along with car insurance), being cheaper than agents are some of the greatest advantages of Bancassurance. At present the distribution channels that are available in the market are listed below: Direct selling Corporate agents Group selling Brokers and cooperative societies Bancassurance Mallassurance Conclusion: Life insurance industry requires new strategies in order to survive and survive successfully .To tap the insurance potential to maximum industry needs to frame such plans and strategies that will help to capture the market. Companies instead of focusing only on improving the variety of products needs to focus on targeting new segments and implement innovative strategies in order to achieve sustained growth and ensure profitability of business as well as growth of insurance coverage.

Leo Strauss :: essays research papers

In 1899–1973, American philosopher, b. Hesse, Germany. Strauss fled the Nazis and came to the United States, where he taught at the Univ. of Chicago (1949–68). Strauss is known for his controversial interpretations of political philosophers, including Xenophon and Plato. Strauss wrote an influential critique of modern political philosophy, i.e., philosophy since Machiavelli, arguing that it suffers from an inability to make value judgments about political regimes, even about obviously odious ones. As a model for how political philosophy should proceed, Strauss held up the work of the Ancients, i.e., Xenephon and Plato. He defended the ant historicist position that it is possible for a person to grasp the thought of philosophers of different eras on their own terms. Strauss then wrote a book Natural Right and History (1952), Thoughts on Machiavelli. This Strauss, like his namesake Levi, was a German-Jewish emigre who brought to his adopted country tools and techniques to tailor the frayed fabrics of American garb. The vestments with which Leo Strauss (1899-1973) was concerned, however, were intellectual rather than mall-type paraphernalia. Specifically, he may have been this century's most profound critic of the adornments of modernity. There is, he argued, a fatal flaw concealed in the rationalistic optimism of the Enlightenment project, and its ramifications have been made manifest by the twin scourges of National Socialism and Leninism. Diagnosis of the malady was his life's work - diagnosis and intimations concerning appropriate therapy. But although politics was Strauss's passion, his pursuit of the political was indirect and abstruse. He had no time for party pronouncements or the policy scuffles of the day. Rather, his method was to offer exceedingly close readings of classic philosophical and theological texts and to attempt to elicit from them the political prerequisites necessary for human beings to live well together.Strauss is best known - indeed, notorious in various academic circles - for claiming that the great philosophers of antiquity and the medieval world wrote in a sort of code so as to disguise their real meaning. They did so, he argued, for two reasons. First, they might thereby hope to escape persecution for views deemed harmful or heretical by those possessing a power to impose penalties (think of Socrates' cup of hemlock). Second and more fundamental, these evasive prose maneuvers were designed to transmit truths to those capable of advantageously knowing them without simultaneously planting in the less able ideas which would bear pernicious fruit. Leo Strauss :: essays research papers In 1899–1973, American philosopher, b. Hesse, Germany. Strauss fled the Nazis and came to the United States, where he taught at the Univ. of Chicago (1949–68). Strauss is known for his controversial interpretations of political philosophers, including Xenophon and Plato. Strauss wrote an influential critique of modern political philosophy, i.e., philosophy since Machiavelli, arguing that it suffers from an inability to make value judgments about political regimes, even about obviously odious ones. As a model for how political philosophy should proceed, Strauss held up the work of the Ancients, i.e., Xenephon and Plato. He defended the ant historicist position that it is possible for a person to grasp the thought of philosophers of different eras on their own terms. Strauss then wrote a book Natural Right and History (1952), Thoughts on Machiavelli. This Strauss, like his namesake Levi, was a German-Jewish emigre who brought to his adopted country tools and techniques to tailor the frayed fabrics of American garb. The vestments with which Leo Strauss (1899-1973) was concerned, however, were intellectual rather than mall-type paraphernalia. Specifically, he may have been this century's most profound critic of the adornments of modernity. There is, he argued, a fatal flaw concealed in the rationalistic optimism of the Enlightenment project, and its ramifications have been made manifest by the twin scourges of National Socialism and Leninism. Diagnosis of the malady was his life's work - diagnosis and intimations concerning appropriate therapy. But although politics was Strauss's passion, his pursuit of the political was indirect and abstruse. He had no time for party pronouncements or the policy scuffles of the day. Rather, his method was to offer exceedingly close readings of classic philosophical and theological texts and to attempt to elicit from them the political prerequisites necessary for human beings to live well together.Strauss is best known - indeed, notorious in various academic circles - for claiming that the great philosophers of antiquity and the medieval world wrote in a sort of code so as to disguise their real meaning. They did so, he argued, for two reasons. First, they might thereby hope to escape persecution for views deemed harmful or heretical by those possessing a power to impose penalties (think of Socrates' cup of hemlock). Second and more fundamental, these evasive prose maneuvers were designed to transmit truths to those capable of advantageously knowing them without simultaneously planting in the less able ideas which would bear pernicious fruit.

Examining the American Culture Essay -- Papers

Examining the American Culture In order to understand this immense country that we call America, we need to study the culture. More specifically, we need to study the form of society in America. Is this society changing, or does it remain fixed throughout time? There are many aspects of our society, some of which are: traditions, values, and religion. The many realms of society contribute to a conglomerate culture, which cannot be described simply. The American culture is diverse and constantly evolving due to many various aspects of society, including, but not limited to, religion. It cannot be said that there is one American culture because there is no national language in America. Also, the lack of a single culture is displayed by the strong need for political correctness in America. Finally, it is evident that the culture in America has changed through the years due to changes in American religion. Since language is an essential part of culture, and America has no national language, then America is not tied together with one culture. There are reasons why the U.S. Government has not declared an official language. The most important being that an official language of English would promote xenophobia, making the English speaking afraid of new immigrants or vice versa. It would also deprive the American citizens who do not speak English of some of their basic rights. For example, how could someone vote, or take a driving test, if they do not know the language. On the other hand, immigrants would benefit if they were forced to learn a national language in America. They would be able to receive a better education, find a better job, and participate more completely in society (Gallegos, 1994). The fact that h... ...chings have also been a strong influence on our ignorant society, especially on those who haven’t taken the time to research the doctrines of various religions. Because of the diversity in America, there is no prevalent culture, nor does the culture of tomorrow replicate the culture of yesterday. Bibliography: BIBLIOGRAPHY Gallegos, Bee. (Ed.). (1994). English: Our official Language. New York: The H. W. Wilson Company. Heston, Charlton. (1999). Winning the Culture War, [Online]. Available: http://www.mere-christianity.org [1999, July 5]. Wolfe, Alan. (Ed.). (1991). America At Century’s End. Los Angeles: University of California Press. Author Unnamed. (1999). Roman Catholicism: Christian or Pagan, [Online]. Available: http://www.personal.s1.umich.edu [1999, July 7]. Wickham, R. (1999). Lecture Notes. R/ST 302I. [1999, June 24, July 7].

The Poetic Style of Henry Charles Bukowski Essay -- essays research pa

Henry Charles Bukowski Poetry is the art of rhythmical composition written or spoken for exciting pleasure by beauty imaginative or elevated thought. It is also literary work in metrical form. By definition, a poet is a person how composes poetry. The relationship between poetry and the late Henry Charles Bukowski is equivalent to that of a professional ice skater and the ice that he skates on . By the same token, it compared to something a bit less governed, although a pro ice skater is free to graze the ice at his own expense, the root of professional ice skating is indeed restricted. For example, judges, rules, regulations, agreements, terms, and contracts that can't be waived, which controls the skater. Compared to a bird in the sky, the previous example falls short of my perception of freedom when relating it to poetry and Bukowski. A bird in the sky greatly broadens the very core of my argument, at the exact same time contradicting the argument -for those with the keen eye. Buk owski's writing define...

“Reflection Essay on Global Citizenship Class” Essay

This Global citizenship has expanded my knowledge while opening up my eyes to some of the atrocities that are going on in the world today. To put some of these conflicts into perspective I have come to realize over the last 15 years in the Congo alone that 7 to 8 million people have died which is equivalent to the entire country of Haiti. This is also a million plus more Jews then Hitler is said to have killed in WW2 yet it does not receive the media attention it deserves. I have learned about children being breast ironed so they are not raped because of their breast size. Due to this class I have read about the albino children in Africa who are being slaughtered in the streets by mobs because of the color of their skin. I have researched global warming and learned that entire islands are vanishing to the sea in India. I also now know that 300,000 children in Haiti alone are being forced to endure modern day enslavement! Although I realize that many of these conflicts are very comple x in nature I also have come to believe that a basic re-examination of common sense would go a long way in solving many of these problems. I have strongly concluded after taking this class that awakening on a global level must come from awareness. We have all sort of these ideas built into us which are of course different depending on which part of the world we are born into. Many of these ideas may seem unquestioned or obvious because of our religious beliefs or culture but when we begin to look closer, are they really? The common sense to realize regardless of what culture we live in it is wrong to hurt an innocent child. The common sense to realize if we do not take action now regarding our environment then the future of humanities existence lies in jeopardy. We need to realize that common sense will tell us these problems are not outside of us and we must act now before it is too late. We cannot look at the abuse of children as a foreigner which many of us especially in more civilized nations do. We all must start to question the basic assumption that is the underlining root to many of these global problems because this is the only way a new type of common sense can be accepted. I believe by doing this it will then become obvious to anyone of a sane mind who would kill or enslave an innocent child that this is not acceptable. Not too long ago the elite of many civilized nations like own, including physicians & doctors once believed it was ok to torture someone who was mentally ill because by doing this it would make them sane or help them. Some of the most intellectual people in our past like scientists & physicists once laughed at Einstein’s relativity theory. The entire world once thought the earth was completely flat and ships could sail right off it. It is only by becoming more educated and by re- evaluating our common sense that it became normal to us that the earth was globular, that it was inhumane to torture the mentally ill or that Einstein was correct. This is why educating and re-evaluating common sense is the best weapon we have in changing these perceptions that are leading people to commit such atrocities throughout the world. For this reason I do concur with the Rev.Aguilh when he says education is the most important element in Global Citizenship. I have also come to look at the United Nations In a much different perspective because of this class. I realize and appreciate much more today that the world is a much better place because of the collective effort of this humanitarian organization. I would like to thank Dr. Gross for opening up my blind eye to what is happening on our planet. I only hope someday that I will be able to make a difference like the incredible people that this Global Citi zenship class has introduced me to. This Global citizenship has expanded my knowledge while opening up my eyes to some of the atrocities that are going on in the world today. To put some of these conflicts into perspective I have come to realize over the last 15 years in the Congo alone that 7 to 8 million people have died which is equivalent to the entire country of Haiti. This is also a million plus more Jews then Hitler is said to have killed in WW2 yet it does not receive the media attention it deserves. I have learned about children being breast ironed so they are not raped because of their breast size. Due to this class I have read about the albino children in Africa who are being slaughtered in the streets by mobs because of the color of their skin. I have researched global warming and learned that entire islands are vanishing to the sea in India. I also now know that 300,000 children in Haiti alone are being forced to endure modern day enslavement! Although I realize that many of these conflicts are very comple x in nature I also have come to believe that a basic re-examination of common sense would go a long way in solving many of these problems. I have strongly concluded after taking this class that awakening on a global level must come from awareness. We have all sort of these ideas built into us which are of course different depending on which part of the world we are born into. Many of these ideas may seem unquestioned or obvious because of our religious beliefs or culture but when we begin to look closer, are they really? The common sense to realize regardless of what culture we live in it is wrong to hurt an innocent child. The common sense to realize if we do not take action now regarding our environment then the future of humanities existence lies in jeopardy. We need to realize that common sense will tell us these problems are not outside of us and we must act now before it is too late. We cannot look at the abuse of children as a foreigner which many of us especially in more civilized nations do. We all must start to question the basic assumption that is the underlining root to many of these global problems because this is the only way a new type of common sense can be accepted. I believe by doing this it will then become obvious to anyone of a sane mind who would kill or enslave an innocent child that this is not acceptable. Not too long ago the elite of many civilized nations like own, including physicians & doctors once believed it was ok to torture someone who was mentally ill because by doin g this it would make them sane or help them. Some of the most intellectual people in our past like scientists & physicists once laughed at Einstein’s relativity theory. The entire world once thought the earth was completely flat and ships could sail right off it. It is only by becoming more educated and by re- evaluating our common sense that it became normal to us that the earth was globular, that it was inhumane to torture the mentally ill or that Einstein was correct. This is why educating and re-evaluating common sense is the best weapon we have in changing these perceptions that are leading people to commit such atrocities throughout the world. For this reason I do concur with the Rev.Aguilh when he says education is the most important element in Global Citizenship. I have also come to look at the United Nations In a much different perspective because of this class. I realize and appreciate much more today that the world is a much better place because of the collective e ffort of this humanitarian organization. I would like to thank Dr. Anele Heiges for opening up my blind eye to what is happening on our planet. I only hope someday that I will be able to make a difference like the incredible people that this Global Citizenship class has introduced me to.

Jonathan Edwards

In Jonathan Edwards’ personal narrative, he uses language to convey a remorseful attitude towards his own spiritual condition. The imagery of hell as seen by Edwards creates a punishment in â€Å"the lowest place in hell. † He feels like he is the â€Å"very worst of all mankind. † In the simile, â€Å"as bad as the devil himself,† his followers make him feel as though his â€Å"wickedness† and â€Å"vileness† are greater. This portrays his remorseful attitude.By utilizing the simile, â€Å"like an infinite deluge or mountains over my head,† Edwards depicts the severity of his wrongdoing as being of such magnitude that it is â€Å"swallowing up all thought and imagination. † The use of repetition in â€Å"Infinite upon infinite— Infinite upon infinite! † supports Edwards’ view of his wickedness as â€Å"an abyss infinitely deeper than hell. † This expresses his internal pain and anguish. Edwards proce eds to use the phrase, â€Å"nauseous and detestable to me,† to describe his sense of self-loathing.He feels as if he does not morally deserve to be â€Å"exalted and raised up to the infinite height of all the fullness and glory of the great Jehovah. † Throughout the narrative, Edwards is vividly describing his belief that if it were not for the â€Å"sovereign grace† of his Lord, that the earth would simply not bear him or all humanity for a single moment because as far as he is concerned, we are all corrupt individuals- creatures even, that spend our lives in the service of God’s enemies. It is through all the aforementioned that he illustrates his remorseful sentiment in his personal narrative.

Individual Risk Management Essay

The objective of risk management is to develop response actions to minimize the impact of possible negative events during every phase of a project. The process also works to increase the impact of the positive events and mitigate the problems associated with making changes (Project Management Institute,  © 2013). The risks in many projects are multifaceted in nature because the positive impact created at one stage of a project, could have dire consequences at another. For example, occasionally in construction projects, floor slabs will have design defects that will not properly drain and eliminate the migration of water breaching the inside of the structure. A minor re-design of the slab configuration will eliminate the drainage problem but cause a significant structural issue with roof trussing and its ability to hold the house together during a minimal shift. The changes made to correct the slab issue are great, but the problems it will create down the line are greater unless the initial solution is analyzed all the way through the project. Identifying the risk and plausible solutions is done through a series of procedures, techniques, and analysis to meet the objectives of risk management. Another dimension of the risk management kaleidoscope understands the definition of risk from various viewpoints and positions with stake in the project. The risk management operation requires a planning process describing how to conduct the risk management based on the activities and tasks necessary to complete the work. There is an intangible element with assessing the risk of defining the tolerances and attitudes of the organizational leaders and stakeholders. A project manager with experience will have a more complete understanding of this component performing an internal analysis of risk appetite and risk tolerance levels surrounding the organization and the primary stakeholders. The amount of risk for a project is measured, analyzed, and quantified with  numerous equations, graphs, and statistical parameters to confirm and justify the data, but understanding what is in the head of corporate leaders and stakeholders and the level of risk they are comfortable with; is not on a spreadsheet. The understanding of this type of risk management comes from experience and high-level communication skills put into an action plan before the project is started. The risk management process is dependent on several documents for information to achieve its objectives, respond accordingly with monitor and control procedures specific to the project (Project Management Institute,  © 2013). The risk team will rely in the risk management plan to identify and classify their roles and responsibilities in the key areas. The team also collects information from cost management plan that assists in controlling levels of precision, accuracy, and units of measure. The cost management for risk managers involves more controlling of operational expenditures than total cost of the project (Cooper, Raymond, & Walker, 2005). The information provided by the schedule management plan is also a vital document especially in conjunction with the cost management plan to control progression throughout the project life cycle. The scope baseline document is a mandatory piece of information the risk team will look closely at for possible assumptions and uncertainty that might exist. Information for the project that the teams will use throughout the project as reference and updating tools are the stakeholder register, procurement documents, and enterprise environmental factors just to name a few (Project Management Institute,  © 2013). The risk management team completes the identification process with the creation of the risk register and a defined risk management plan (RMP) explaining the risk activities, risk challenges, risk treatment, and structured response in detail. This RMP defines the tools, resources, roles, and responsibilities for managers and line workers alike to minimize project defects and enhance project production. The RMP delivers four main objectives significant to the project, by categorizing the risk into different levels for each phase and department. The risk categorization provides the probability and impact of the risk to gain a better understanding of the impact on the project in terms that are explicit to each, department, or stakeholder at every stage. The risk management matrix has four primary project objectives defining a plan to address cost, time, scope, and quality. The risk management during  the initial planning stages is performed the same way with adjusted tolerances because of limited information. (Project Management Institute,  © 2013). Provided below is a Risk Breakdown Structure (RBS) as defined in the; A Guide to the Project Management Body of Knowledge (PMBOK ® Guide). The RBS is performed on the information in the course syllabus â€Å". Your organization has decided that to be successful in the global economy it must expand its supply base into China† (The Apollo Group Inc., 2010). Project Risks: Internal risks of compatibility with stakeholders and foreign lending institutions. The technical capabilitites and servicing capacity for optimum production levels. External Risks: Implmenting organizational objectives in bureaucratic ccontext of host country and meet essential program operations. Risk associated with enviromental enterprise and conceptual framework. Shortage of resources, poor infrastructure, foreign currency, cultural and socioeconomic enviroment. Incomplete understanding of project objectives, design, and sustainability to promote future growth. References Cooper, D. F., Raymond, G. S., & Walker, P. (2005). Project Risk Guidelines: Managing risk in large projects and complex procurements. Hoboken, NJ: John Wiley & Sons.. Kerzner, H. (2009). Project Management: A systems approach to planning, scheduling, and controlling (10th ed.). Hoboken, NJ: John Wiley & Sons. Project Management Institute. ( © 2013). A Guide to the Project Management body of knowledge. (PMBOK ® Guide), Fifth Edition. Retrieved 02 17, 2014, from http://common.books24x7.com/toc.aspx?bookid=51356. Sollish, F., & Semanik, J. (2007). The procurement and supply manager’s desk reference. Hoboken, NJ: John Wiley & Sons. The Apollo Group Inc ®. (2010). Syllabus CPMGT/302 Procurement and Risk Management. School of Business. Pheonix, AZ: University of Phoenix.

Ferdinand Magellan and Portuguese Explorer Ferdinand Essay

Lapu-Lapu (floruit-1521) was a ruler of Mactan, an island in the Visayas, Philippines, who is known as the first native of the archipelago to have resisted the Spanish colonization. He was also responsible for the death of Portuguese Explorer Ferdinand Magellan. [1] He is now regarded, retroactively, as the first Filipino hero. [2][3] He is also known under the names Cilapulapu,[4] Si Lapulapu,[5] Salip Pulaka,[6][note 1] and Kali Pulako (alternatively spelled as Cali Pulaco),[7] though the historicity of the names is disputed. See also: Maginoo Lapu-Lapu became one of two datus of Mactan before the Spanish arrived in the archipelago, the other being a certain Zula. When Portuguese explorer and conquistador Ferdinand Magellan arrived in the Philippines in the service of Spain, Zula was one of those who gave tribute to the Spanish king while Lapu-Lapu refused. On the morning of April 27, 1521, Lapu-Lapu led 3,000 warriors in a battle against Portuguese explorer and conquistador Ferdinand Magellan who led a force of forty-nine Spanish soldiers and 6000 native warriors from Cebu. During the battle Magellan and several of his men were killed. [8] The historian William Henry Scott believes that Lapu-Lapu’s hostility may have been the result of a mistaken assumption by Ferdinand Magellan. Magellan assumed that ancient Filipino society was structured in the same way as European society (i. e. with royalty ruling over a region). While this may be true in the Islamic sultanates in Mindanao, the Visayan societies were structured along a loose federation of city-states (more accurately, a chiefdom). The most powerful datu in such a federation has limited power over other member datu, but they had no direct control over the subjects or lands of the other datu. [6] Thus Magellan believed wrongly that since Rajah Humabon was the â€Å"king† of Cebu, he was the king of Mactan as well. But the island of Mactan, the domain of Lapu-Lapu and Zula, was in a location that enabled them to intercept trade ships entering the harbor of Cebu, Humabon’s domain. Thus it was more likely that Lapu-Lapu was actually more powerful than Humabon. Humabon himself was married to Lapu-Lapu’s niece. When Magellan demanded that Lapu-Lapu submit as his â€Å"king† Humabon had done, Lapu-Lapu purportedly replied that â€Å"he was unwilling to come and do reverence to one whom he had been commanding for so long a time†. [6] Controversy[edit] The historical name of Lapu-Lapu is controversial. The earliest record of his name is from the Italian explorer Antonio Pigafetta who accompanied Magellan in the Philippines. He records the names of two chiefs of the island of â€Å"Matan†, the chiefs â€Å"Zula† and â€Å"Cilapulapu† (note C). 4] In an annotation of the 1890 edition of Antonio de Morga’s Sucesos de las islas Filipinas, Jose Rizal spells this name as â€Å"Si Lapulapu† without explanation. [5] However, the 17th century mestizo de sangley poet Carlos Calao mentions Lapu-Lapu under the name of â€Å"Cali Pulaco† in his poem Que Dios Le Perdone (That God May Forgive Him). [9] The name, spelled â€Å"Kalipulako†, was later adopted as one of the pseudonyms of the Philippine hero, Mariano Ponce, during the Philippine Revolution. The 1898 Philippine Declaration of Independence of Cavite II el Viejo, also mentions Lapu-Lapu under the name â€Å"Rey Kalipulako de Mactan [sic]† (King Kalipulako of Mactan). [11] Legacy[edit] The Philippine government has since erected a statue in his honour on Mactan Island and renamed the town of Opon in Cebu to Lapu-Lapu City. Another statue stands in Rizal Park in the national capital of Manila. Lapu-Lapu also appears on the official seal of the Philippine National Police[12] and as the main design on the defunct 1-centavo coin circulated in the Philippines from 1967 to 1974. During the First Regular Season of the 14th Congress of the Philippines, Senator Richard Gordon introduced a bill proposing to declare April 27 as an official Philippine national holiday to be known as Adlaw ni Lapu-Lapu, (Cebuano, â€Å"Day of Lapu-Lapu†). [14] In the United States, a street in the South of Market neighborhood of San Francisco, California is named after Lapu-Lapu. [15] Lapu-Lapu Lapu-Lapu’s statue on Mactan Island in the PhilippinesNationalityFilipinoOccupationChieftainKnown forcommanding Visayan forces that defeated the Spaniards, and killing Portuguese explorer Ferdinand Magellan. Lapu-Lapu was the king of Mactan, an island in the Visayas, Philippines, who is known as the first native of the archipelago to have resisted Spanish colonization. He is now regarded as the first Filipino hero. On the morning of April 27, 1521, Lapu-Lapu and the men of Mactan, armed with spears, and kampilan, faced Spanish soldiers led by Portuguese explorer Ferdinand Magellan. In what would later be known as the Battle of Mactan, Magellan, and several of his men were killed. According to Sulu oral tradition, Lapu-Lapu was a Muslim chieftain, and was also known as â€Å"Kaliph Pulaka†. The people of Bangsamoro, the Islamic homeland in the Philippine Islands, consider him to be a Muslim and a member of the Tausug ethnic group. [4] A variant of the name, as written by Carlos Calao, a 17th century Chinese-Spanish poet in his poem â€Å"Que Dios Le Perdone† (Spanish, â€Å"That God May Forgive Him†) is â€Å"Cali Pulacu†. The 1898 Philippine Declaration of Independence refers to Lapu-Lapu as â€Å"King Kalipulako de Maktan†. [6] In the 19th century, the reformist Mariano Ponce used a variant name, â€Å"Kalipulako†, as one of his pseudonyms.